Review England – Belgium

first_imgWith a moment of individual brilliance, Adnan Januzaj gave Belgium a 1-0 victory and the first place in Group G.The final two matches of the group stage are soon upon us…Here are the teams for #ENGBEL!#ENG #BEL pic.twitter.com/rvom0sQ4Ru— FIFA World Cup (@FIFAWorldCup) June 28, 2018Januzaj tips United to return to the top Obinna Echi – November 14, 2018 Adnan Januzaj has backed his former club Manchester United to start challenging for the Premier League title soon.Januzaj believes United need to make the…Even though first place was up for grabs, both Gareth Southgate and Roberto Martinez decided to make multiple changes to their starting lineups today in Kaliningrad. There was no Harry Kane, no Eden Hazard, no Romelu Lukaku and no Kevin De Bruyne. The lack of star power didn’t mean the fans weren’t still hoping to see an entertaining encounter.A defensive lapse allowed England to have a moment in the opening two minutes that ended with Courtois blocking a cross before it came to Jamie Vardy. Youri Tielemans blasted a long-distance strike in the 7th minute, catching Jordan Pickford a bit asleep. Luckily for England’s goalkeeper, the shot was in the middle of the net, so he made the save. A couple of minutes later, Adnan Januzaj made a few dribbles and then lobbed a cross that came to Mitchy Bashuayi. He headed the ball back towards the central area in front of Pickford and even though there wasn’t a distinct shot, the ball rolled towards the goal line before Gary Cahill cleared it just before it went in.Tielemans received the game’s first yellow card. In this contest, cards were particularly important, as they could determine the final standings in case of a draw. With this card, Belgium had two more than England overall. Another foul on Danny Rose earned Belgium’s second booking. This time the guilty party was Leander Dendoncker. Whistles were coming from all over the stadium. The fans weren’t happy. The Belgian defensive trio was passing the ball among each other, while the English players refused to press. It was more than obvious both teams were satisfied with the current situation.Gareth Southgate decided to save his main defender’s energy and replaced John Stones with Harry Maguire at the half. In the 51st minute, Adnan Januzaj’s individual brilliance gave The Red Devils a 1-0 advantage. He dummied Danny Rose and then curled a beautiful left-footed shot, leaving Pickford with no choice but to take the ball out of his net. Belgium took over first spot in Group G with the goal. Later on, Thomas Vermaelen suffered a cut on his eyebrow after an aerial duel with Jamie Vardy. Marcus Rashford missed from an ideal one-on-one situation with the goalkeeper in the 66th minute. What a miss! Courtois got a touch on the ball, but it doesn’t change the fact that if Rashford wants to be considered as a starter, he must not miss those types of opportunities.Roberto Martinez decided to give the recently recovered Vincent Kompany a run, taking off Vermaelen to make place for the experienced center back. The next swap was Danny Welbeck for Trent Alexander-Arnold, signalling a wish to tie the game. Although, based on the play, that wish was really weak. On the other hand, why would England try to earn a draw? Losing this match meant a meeting with Colombia (possibly without James Rodriguez) in the Round of 16 and then (potentially) either Switzerland or Sweden in the quarter-finals. It also meant avoiding Brazil, as well as the other superpowers in the top part of the draw. Pickford saved Dries Mertens’ effort in the 89th minute. Marouane Fellaini missed in the 92nd minute and that was it. Belgium won for the third time in three matches, finished first with 9 points and will meet Japan next.last_img read more

Arthur to join Barcelona this summer

first_imgBrazilian midfielder Arthur confirms Barcelona transfer ahead of the 2018-19 season.The Gremio star was expected to join the Catalan club in January of 2019 but the two clubs are believed to be working on a deal that could see the midfielder move to Spain this summer.Both clubs agreed on a £35million transfer in March of 2018 that would see the 21-year-old Brazilian join Barcelona in January 2019 but the Catalans want the player in their team this summer.With the departure of Andres Iniesta, the club want the former U-20 Brazilian midfielder to beef up the number of midfielders in the club. Arthur has already announced he’s leaving the Brazilian club this summer.David Villa, SpainQuiz: How much do you know about David Villa? Boro Tanchev – September 14, 2019 Time to test your knowledge about Spanish legendary forward David Villa.“I wanted to go out in a press conference for the love I have for the Gremio fans,” Arthur said, as reported by As.“I have a chance to fulfil a dream and I have to thank Barcelona for this opportunity. This isn’t goodbye as I hope I can come back to this club someday.”“Barce asked to arrive this summer and I really couldn’t turn down the chance to move to my dream club in earnest.”A deal is expected to be finalised this weekend, as confirmed by Gremio Sporting Director Andre Zanotta.last_img read more

Sevenhugs dumber cheaper Smart Remote U takes on Logitech

first_img Share your voice $299 Best Buy TVs Smart Home Mentioned Above Sevenhugs Smart Remote (Black) The Smart Remote U and X. Sevenhugs One could argue that remote controls are in the process of going away thanks to voice assistants such as Amazon Alexa. Logitech, the industry leader in universal remote controls, has noted this and even incorporates Alexa into its latest Harmony Express.For those who still hold affection for the venerable, no-voice clicker there are still some options out there. One of the wackiest is the Sevenhugs Smart Remote which uses “contextual awareness,” via a series of stick-on sensors, to tell what you’re pointing the remote at and then controlling it.A spokesperson for Sevenhugs has clarified that while the products don’t currently support Alexa or Google Assistant “the Sevenhugs remotes are voice enabled for future integrations with home systems”.I haven’t used the Smart Remote but it’s still unclear how the system would control components stacked on top of one another in an AV rack. If you a) don’t want to stick sensors on your walls or b) want to save a little bit of money, the newest version could be for you.The original Smart Remote is now the Smart Remote X ($299) and this makes way for the Smart Remote U ($199), which is more akin to the Logitech universal remotes. It doesn’t have the sensors, but the remote lets you swipe through your devices and control the one you want.The Smart Remote prototype my colleagues saw at CES 2016 only controlled three devices, but now the number of devices has grown to 650,000. Both devices have a touchscreen, Wi-Fi, Bluetooth and can learn new devices via infrared. Set up the Sevenhugs Smart Remotes via the Smart Remote app for iOS and Android. Preview • Sevenhugs’ Smart Remote aims to master all of your smart devices Tags Sevenhugs Smart Remotecenter_img CNET may get a commission from retail offers. See It Post a comment 0 $265 See it Logitechlast_img read more

Infosys appoints Michael Pesch as CEO of its consulting business

first_imgInfosys, India’s second largest IT firm, has appointed Michael Pesch as the new chief executive of its consulting arm Infosys Consulting Holding, which was formerly known as Infosys Lodestone. The appointment is effective from April 1, 2016.Pesch’s appointment comes at a time when the company is stepping up its efforts to increase revenues from new areas such as cloud computing and digital technologies. Pesch will be responsible for Infosys’ consulting practice in Europe, Latin America and the Asia Pacific region and will report to Sanjay Purohit, global head of Infosys consulting business, the company said in a statement.The brand said Pesch will focus on expanding the reach of Infosys consultants and experts in digital transformation and design-led innovation, as well as on increasing Infosys’ expertise in large-scale SAP programs.He will also serve as the regional head of Germany, Austria, Switzerland (DACH) countries, bringing an integrated approach to IT transformation to every client engagement in the region, it added.”Over the last several months, we have reinvigorated our global consulting business, strengthening our team and capabilities. Michael’s appointment as CEO of Infosys Consulting Holding AG adds to our strong leadership in Europe and will bring new vigor in our global consulting business,” said Purohit. The appointments are part of Infosys’ CEO Vishal Sikka’s strategy to put the company back on track to generate industry’s leading growth rates in the coming quarters. Sikka aims to boost its revenues to $20 billion by 2020 from the current $8.7 billion recorded last fiscal year.last_img read more

Get to Know Kristen Pezzullo

first_img Get to know freshman attacker/midfielder Kristen Pezzullo.Favorite sports team: Dallas Cowboys, New York YankeesFavorite Athlete: Shaquem Griffin — he inspires me that anything can be done if you are willing to put in the work, give it your all and never give up.Best compliment ever received: The best compliment I have ever received is when two younger girls told me that I was their role model and they chose my jersey number because they wanted to be just like me. Also, when the parents compliment me for being a role model in every aspect of life for their kids.Perfect pizza: Baked ziti on pizzaFavorite musical group/singer: Kane BrownFavorite movie: Notebook & Lizzie McGuireBest subject in school: I love all subjects!Worst subject in school: Don’t totally have one because each class has something valuable to teach, even if it is working through a subject that may not be the most interesting or enjoyable.Favorite food: Peas and Macaroni made by my grandma :)Favorite TV show: Nashville & Gossip girlIf you could have a super power what would it be: I would love to be able to fly and be invisible.Favorite cartoon character: Winnie the PoohMost influential person in your life: Both of my parents are so influential in my life.What do you like to do outside of playing lacrosse: Yoga & live music, especially country concertsWhat’s one thing not many people know about you: I was born without a hipBiggest celebrity Crush: Channing TatumFunniest player on the team: Sarah BlalockBest dancer on the team: Rachel FloreckBest singer on the team: Kirsten ParkerPregame routine: Blasting music and singing it super loud while dancingBest part of your game: My aggression and hustle!!Favorite thing about UofL: My favorite thing about UofL is how it treats its students like royalty and the school does everything possible for you to succeed and be your best self; no matter if that means on a field or in the classroom.Favorite Coach Teeter Saying: “You don’t need a stick to practice” and “Pay the price”Why you chose Louisville: I chose the University of Louisville because when I first stepped on campus it automatically felt like home. I got instant butterflies in my stomach and when I heard the train running through campus it reminded me of home. I also love how Louisville gives their students and student athletes every possible way to succeed. On top of that, I knew that I wanted to play Division 1 lacrosse and I knew that I wanted to play at the highest level possible, the ACC. There is so much to offer on this campus and I just knew it was for me.Print Friendly Version Story Linkslast_img read more

Spreading Gandhis message of peace

first_imgCommemorating the 150th Birth Anniversary of Mahatma Gandhi and highlighting his principles of non-violence and peace, the Lalit Kala Akademi(LKA) has been organising various theme-based art events since October 2018. And recently, it organised an art show titled ‘Mahatma Gandhi and World Peace’.The show will be on view for the public until February 12 at the Lalit Kala Akademi Art Galleries of Rabindra Bhawan, New Delhi. Artists participating in the art show include Deepak Shinde, Anil Nayak, Chandrakant Change, Paul Koli and Srikant Jadhav, to name a few. Also Read – Add new books to your shelfDr Mahesh Sharma, Cultural Minister, who was invited as the chief guest, inaugurated the show in the gracious presence of Uttam Pacharne, Lalit Kala Akademi Chairman; Nirupama Kotru, Joint Secretary, Ministry of Culture along with Rajan Shripad Fulari, Secretary, LKA. Dean Vishwanath Sabale, Professor Mariti Shelke; Professor Shashikant Gorakhe from Sir JJ School of Arts, art lovers and critics. In the program, Chairman Uttam Pacharne talked about Ram V Sutar’s statues of Gandhi and also, felicitated him with a shawl. The show has been organised in association with Sir J J School of Art, Mumbai. Over 75 artworks by the same number of artists have been put on display in this exhibition. The artists have shown their creative perspectives and thoughts about Gandhiji and World Peace. Also Read – Over 2 hours screen time daily will make your kids impulsiveInaugurating the exhibition, Dr Mahesh Sharma appreciated the initiatives of the Akademi in conveying the message of peace among new generation. “Gandhiji has contributed a lot in the upliftment of the people throughout the world and has influenced a lot in each and every perspective. We will keep on celebrating many such inspirational personalities. I congratulate Lalit Kala Akademi for organising such a beautiful exhibition on Gandhiji.” Addressing the audience at the event, Uttam Pacharne, Chairman, Lalit Kala Akademi, reiterated the glorious journey of Mahatma Gandhi towards his strong principles of non-violence and his teachings of achieving world peace. He said, “We’ve all known the struggle of Independence of the great men who spent their whole lives conveying the message of peace. Let’s remember them and follow on with their ideologies.” Ram V Sutar, who was the Guest of Honour said that he has always been inspired by Gandhiji’s principles, in 1948 he got his first chance to sculpt his statue. After that, he made many statues of the national figure. Congratulating LKA for the initiative, he said: “I congratulate Lalit Kala Akademi for organising such an exhibition.” On this occasion, the catalogue of Winter Show which was organised by the Akademi was also launched. Many art lovers attended the event.”last_img read more

Announcing Wireshark 300

first_imgYesterday, Wireshark released its version 3.0.0 with new user interface improvements, bug fixes, new Npcap Windows Packet capturing driver and more. Wireshark, the open source and cross-platform network protocol analysis software is used by security analysts, experts and developers for analysis, troubleshooting, development, and other security-related tasks to capture and browse the packets traffic on computer networks. Features of Wireshark 3.0.0 The Windows .exe installers replaces WinPcap with Npcap. Npcap supports loopback capture and 802.11 WiFi monitor mode capture – only if supported by the NIC driver. The “Map-Button” of the Endpoint dialog that was erased since Wireshark Version 2.6.0 has been added in a modernized form. The macOS package ships with Qt 5.12.1 and the OS requires version 10.12 or later. Initial support has been provided for using PKCS #11 tokens for RSA decryption in TLS. Configure this at Preferences, RSA Keys. The new WireGuard dissector has decryption support and requires Libgcrypt 1.8 for the same. You can now copy coloring rules, IO graphs, filter Buttons and protocol preference tables from other profiles using a button in the corresponding configuration dialogs. Wireshark now supports Swedish, Ukrainian and Russian language. A new dfilter function string() has been added which allows the conversion of non-string fields to strings. This enables string functions to be used on them. The legacy (GTK+) user interface, the portaudio library are removed and no longer supported. Wireshark requires Qt 5.2 or later, GLib 2.32 or later, GnuTLS 3.2 or later as optional dependency. Building Wireshark requires Python 3.4 or a newer version. Data following a TCP ZeroWindowProbe is not passed to subdissectors and is marked as retransmission. Head over to Wireshark’s official blog for the entire list of upgraded features in this release. Read Next Using statistical tools in Wireshark for packet analysis [Tutorial]Wireshark for analyzing issues and malicious emails in POP, IMAP, and SMTP [Tutorial]Analyzing enterprise application behavior with Wireshark 2last_img read more

Costa Cruises celebrates first steelcutting of LNGpowered Toscana

first_img Share << Previous PostNext Post >> MIAMI — The first steel cut has been made on the Costa Toscana, Costa Cruises’ second ship to be powered in port and at sea by liquefied natural gas (LNG).The steel-cutting ceremony, which took place at the Meyer Turku shipyard in Finland, is “another step forward” in the cruise line’s sustainable development plan,” said Neil Palomba, president of Costa Cruises. “LNG propulsion for cruise ships is a major innovation, pioneering a new era in the use of low-carbon fuels that will significantly reduce exhaust emissions to help protect the environment without compromising on safety, in line with our top priorities.”Meyer Turku Managing Partner Dr. Jan Meyer, left, and Costa Cruises President Neil PalombaCosta Toscana follows on the heels of Costa Smeralda, the company’s first ship to be powered by LNG. Smeralds is nearing completion at the same shipyard and will enter service in October. Costa Toscana is expected to be delivered in 2021.More news:  Flights cancelled as British Airways hit by computer problemBoth ships are part of the Costa Group’s fleet expansion plan that includes a total of seven new ships scheduled to enter service by 2023. As the Italian brand of Carnival Corporation & plc, Costa Group is comprised of Costa Cruises, Costa Asia and AIDA Cruises.“Once again, Costa Cruises is paving the way for the industry as a whole: in accordance with our global vision aimed at sustainable development, we were the first to invest in this technology, which is now really starting to take hold,” added Palomba. “However, a lot remains to be done in terms of the ready availability of gas bunkering infrastructure to ensure the seamless transition to LNG. Costa Toscana and her sister ship Costa Smeralda may be highly innovative products, but they will retain that inimitable Italian hospitality that has been Costa Cruises’ hallmark since the brand’s inception.”Each ship was named after iconic Italian destinations – Tuscany and the Smeralda coast. On Costa Smeralda, guests will find 11 restaurants, including one specifically for casual family dining, 19 bars, a spa area with 16 treatment rooms, an onboard waterpark with waterslides, four pools and a dedicated kids facility. It will also boast its own museum – the CoDe-Costa Design Museum – that will showcase the excellence of Italian design.More news:  Direct Travel names Smith as Senior VP, Leisure Marketing, North AmericaCosta Smeralda is set to debut on Oct. 20 with a 15-day preview cruise from Hamburg to Savona. Its official naming ceremony will take place on Nov. 3 in Savona before being deployed in the Western Mediterranean through April 2021.Costa Toscana’s cruise program will be announced in the next few months. Costa Cruises celebrates first steel-cutting of LNG-powered Toscana Posted bycenter_img Travelweek Group Tags: Costa Cruises, steel-cutting Tuesday, July 30, 2019 last_img read more

photo Youngsoo Kim

first_img[photo: Youngsoo Kim] [photos: Youngsoo Kim] July 16, 2010 The second annual “Burning Tongue Dinner” took place on June 16. 2010. [for the first annual event see the report from 8/28/2009] [graphics: Youngsoo Kim & text: sue] [from left] Hosted by Youngsoo Kim, people again put together their most fiery delicacies for a teary event, here Nadia and Nathan explain their concoctions. [photos: Youngsoo Kim & text: sue] Brendan Seigl before and after. [photos: Youngsoo Kim & text: sue]center_img [photo: Youngsoo Kim]last_img

My boyhood friend Tom G has been a member of our

first_imgMy boyhood friend Tom G. has been a member of our hometown Citizens Corps for many years. The Federal Emergency Management Agency (FEMA) sponsors it and trains volunteers in emergency preparedness. When emergency responders become so swamped that fire, police, and medical personnel cannot handle things, these volunteers step in. Thousands of hours and millions of taxpayer dollars are spent training citizens in case some unforeseen catastrophe overwhelms the system. They work and train hard, and fortunately they haven’t been called on to any major degree. We live in Central Florida. Having ridden out a few hurricanes in my life, we’re as well prepared as we can be. We have a generator, food, batteries, candles, a water purification kit, and much more. My wife and I visited Punta Gorda after it suffered the brunt of a hurricane in 2004. After driving one block to the grocery store, we raced out of there with burning eyes and handkerchiefs covering our noses and mouths. We immediately drove back to the motel, changed our clothes, and put what we were wearing in a plastic bag. We’d never seen anything like that before—and it left quite an impression. Honestly, what’s the chance of a hurricane doing that kind of damage to us? We’re over 50 miles inland from both coasts and 70 feet above sea level. In 2004, the eye of three hurricanes passed right over our little town for the first time in recorded history. Even if the probability is less than 1% (similar to a fire), the fallout would be so bad that we prepare anyway. What about a financial catastrophe? Folks near my age have lived through a few bubble bursts and recoveries. Most of us, however, did not experience the big one like our parents did in the 1930s. Though one thing’s for sure: It was bad, and it shaped the attitudes and values of a couple generations. What does a full-blown financial crisis look like? It’s when your world collapses financially. It might come on the heels of medical problems and the resulting high bills and lost income, or it might come in tandem with runaway inflation or a political meltdown.Financial Preparation The goal of preparation is adequate protection. When the crisis comes, it may affect everyone. Those who prepared well are likely to fare much better and avoid catastrophic consequences… which brings us to core holdings.Core holdings are, quite literally, survival insurance. They are assets we sock away and then hope, pray, and plead with the gods that we never have to sell. They should make up 10% of your overall net worth and be diversified in form and location. In light of the warning signs, now is a good time to review your own core holdings. They form the base of our investment pyramid, which I outlined in my book Retirement Reboot (complimentary with a subscription to Miller’s Money Forever, wink, wink). While we’re proud of how well the Money Forever portfolio is performing, we want to re-emphasize that the first step in any financial plan is building your core holdings. The investments in our portfolio risk some capital with the intention of profiting down the road. Core holdings are a different animal altogether. What types of investments should be in your core holdings? Well, that depends on the risk you’re trying to protect against.Protecting against inflation. Start with precious metals—gold and silver in particular. I recommend starting with “junk” silver, which you should be able to buy locally. Then add gold, silver, and platinum coins. One of the best ways to buy competitively is to go to a coin show. You will find several dealers displaying their wares and can quickly determine the market price. As you increase your holdings, consider holding some metal internationally. The Hard Assets Alliance (a Casey Research affiliate) makes that very easy. When you place your order, it garners bids from several dealers throughout the world so you get minute-by-minute competitive pricing. Jo and I have an account with it, and it’s easy and convenient. You can have the metals stored internationally, here in the US, or have it shipped to you. Don’t confuse these holdings with gold stocks or exchange-traded funds. Those are not core holdings. They’re paper investments purchased with the intention of selling for a profit at a later date. While they may move consistently with metal prices, unless you have a huge account, your paper is not redeemable for metal. You may want to own these in your portfolio, just like any other asset you think will go up in value. Your core holdings, however, need not be limited to metals. We hold foreign currency-denominated CDs from EverBank that are FDIC-insured. While their yield is currently low, we hold them as a hedge against inflation. When the US dollar buys less, certain foreign currencies increase in value and will buy more. By way of example, I have held Swiss francs for years. They used to be worth $0.80 on the dollar; now they are worth more than $1.10. Farmland is another great hedge against inflation. It’s a valuable asset and is in limited supply. There’s no new land growing in Kansas.Protecting against confiscation. Historically, governments resort to extreme measures like confiscation when inflation gets out of hand. Confiscation can take more than one form. President Roosevelt, by Executive Order 6102, made it illegal to own gold. Once people surrendered their gold, the government raised its official price from $20.67 to $35.00 per troy ounce. Think about that for a minute… One day you’re forced to sell 100 ounces of gold coins to the government and receive $2,067.00 in paper for it. The next day they revalue it and decree that it would cost $3,500.00 to buy it back, but they’re not going to sell it to you. Gold didn’t go up in value overnight; the value of the dollar went down. A second form of confiscation results in taxes, sometimes marketed as “emergency taxes.” A government that’s spending more than it takes in will eventually have its day of reckoning. Fearing a collapse, they’ll resort to extreme measures. I wrote about the confiscation in Cyprus last year, and we’re seeing similar things happening in Argentina. Who are the targets? Anyone with money. While no one can predict for sure what our government will do, prudent investors diversify some of their investment capital offshore. The recently passed Foreign Account Tax Compliance Act (FATCA) highlights how the government is taking great measures to harass any prudent investor moving his money out of harm’s way. Citizens of Cyprus have made it quite clear that those who moved some of their money offshore were spared. Once the government shut the currency window, however, it was too late for the others.How bad could things get? I have no idea. Argentina has already confiscated much of its citizens’ retirement plans and forced them to invest in the government’s debt. Can we say for sure that inflation of this magnitude will or won’t happen in the United States? No. I am neither a prophet nor a soothsayer. Though I can tell you this: the Federal Reserve had been in business for around 100 years and had $800 billion on its balance sheet as recently as 2007. Now it has $4 trillion, which is somewhere between a 400- and 500-year money supply. What will happen if it tries to sell that debt? The minute the world loses confidence in the dollar or it loses the status of being the world’s reserve currency, the decline in purchasing power could be horrendous. Even if the probability is a fraction of 1%, our biological clocks are ticking. Most of you are close to leaving the workforce or already out. The adverse consequences of high inflation and/or outright government confiscation of wealth are so catastrophic that an unprepared investor may never be able to recover. Even the Citizens Corps will not be able to help; we’ll be left to fend for ourselves, which could mean bunking in your adult child’s guest room instead of doing the million other fun things you’d planned for retirement. It’s time to make sure your core holdings are where they need to be, just in case. Jo and I review our financial holdings each year at tax time. That reminds me… We store our emergency food and mark the expiration date on the cases. About a month before expiration, we load the cases in the van and take them to the local food bank, then head to Sam’s Club to reload. Hurricane season will be here before we know it. It’s time to check our inventory. I hope we never have to open a can and can continue to help feed the homeless. That helps me sleep better at night. By the way, you can catch a peek of our portfolio, risk-free, if you try our newsletter today. You can see exactly which investments we make in order to achieve a good return, with minimal risk, even should very high inflation hit. You can access it now by subscribing to Miller’s Money Forever with a 90-day money-back guarantee. If you don’t like it, simply return the subscription within those first three months and we’ll refund your payment, no questions asked. And the knowledge you gain in those months will be yours to keep forever.On the Lighter Side For the radio buffs among you, I recently did an interview on bonds for GoldSeek. It’s an in-depth interview about how bonds work today and the common pitfalls to avoid. Our friend Stan the Annuity Man has just released a new book, The Annuity Manifesto. As a consumer advocate, Stan believes (as do I) that you’re better off with no annuity than with the wrong one. His book is a commonsense explanation of all types of annuity products and how they should be used. My wife Jo made an interesting observation on Easter Sunday. Many churchgoers here in Florida attend in blue jeans, shorts and flip-flops. Other families are dressed to the nines: little boys in suits and ties and girls in pretty dresses, patent leather shoes, and bonnets. It makes for an interesting sight. Jo remembers how important it was as a young girl to get a “new” Easter outfit. I suspect part of the reason was she had outgrown last year’s version. And finally… Our friend Tom B. dusted off some more memories for us. It was one of the best advertising campaigns in American history and actually a public service. EVERYBODY in America anticipated, read, and chuckled at those funny Burma Shave ads. Until next week…last_img read more

Dear Reader Two weeks ago gold dropped almost

first_imgDear Reader, Two weeks ago, gold dropped almost back to where it was last December. The resulting negative sentiment gripping the precious metals market and indeed the whole metals and mining sector is profound and far reaching—as bad as last December, or worse. Which is odd, because the better stocks have not returned to their December lows. Producers have cut costs, explorers and developers with quality assets have been able to raise the money needed to advance, and we’ve actually been able to book some profits this year. But that’s typical; markets tend to overreact, and that, of course, creates opportunities. That said, the Casey consensus is now that broader markets are set for a major correction—much greater than the 1,000 point slide the Dow has seen over the last month. We may at long last be on the verge of leaving the eye of the global economic storm, as we’ve called it. Our colleagues at The Casey Report are preparing a special report on this subject, which we will send to all paying subscribers. But whether or not a “waterfall event” is about to hit Wall Street and beyond, if we’re facing the possibility of another 2008-type downturn, it’s only prudent to rig for stormy weather. What does that mean? It means rebalancing more toward cash and culling underperformers to that end—especially companies low on funds or losing money. Being contrarians, however, we also want to prepare to go bargain hunting. It’s in this context that I want to share some price-to-book-value research we’ve done, as you’ll see below. It’s important to keep the difference between price and value in mind when the two diverge. And they already have. Things could start moving very quickly in the weeks ahead. We’ll do our best to keep you appraised and advise you on how to proceed. Subscribers should check our portfolio pages frequently this month. Before we get to today’s article, however, I’m pleased to announce our new documentary-style film on the only way for Americans to legally minimize their taxes without leaving the US. It’s called America’s Tax-Free Zone, and you can watch it for free. As I’m sure longtime readers can guess, the focus is on Puerto Rico’s new tax incentives. Doug Casey, Peter Schiff, and other experts walk viewers through the facts and what to do. I hope you enjoy the video; I’d love to have more of you become my neighbors here in the US Caribbean. Now, on to the main event. More next week, Sincerely, Copper 3.01 3.14 3.30 Rock & Stock Stats Last One Month Ago Gold Producers (GDX) 20.69 23.43 24.50 Gold 1,238.29 1,234.90 1,323.00 Gold Junior Stocks (GDXJ) 32.47 37.60 37.38 One Year Ago Silver 17.27 18.66 21.95 Louis James Senior Metals Investment Strategist Casey Research Gold (SGE) 1,243.72 1,249.15 1,302.08 TSX (Toronto Stock Exchange) 14,227.68 15,458.88 13,036.36 Silver Stocks (SIL) 10.39 11.98 12.80 TSX Venture 810.13 972.51 951.58 Oil 82.92 93.20 100.87last_img read more

Recommended Link

first_imgRecommended Link — America’s Go-To Crypto Expert: “Get Ready for the ‘Second Boom’” Sandy: People using electrically powered devices rarely consider the risks—including that of death by electrocution—that might occur without adequate engineering. But Underwriters Laboratory does. The average home has hundreds of electrical devices that could start a fire or cause electrocution, but this is extremely rare thanks to UL. John: Given the average American’s willingness to turn to the government to solve problems these days, I’d bet that the government will create a new agency to improve safety of AI-driven vehicles. It’ll be as counterproductive as the FDA is at improving medical safety. Durk: I certainly trust the insurance companies over government regulators. John: Will our biological understanding keep up with AGI development sufficiently to allow a human to bond with an AGI computer by tying it into our brains? Or is it more likely that the AGI will stay separate from us, and leap past humans so we risk ending up with a Terminator situation? Durk: An AGI robotic lover might cement that bond right down to the basement of the human limbic system. I worry most about black-hat hackers causing distress in that regard by hijacking AGI. Think about how hackers stole 21 million records from the government’s Office of Personnel Management. These were the SF-85 and SF-86 forms, extensive forms filled out by people for background investigations, such as when applying for secret and top-secret clearance. All of it was stolen. Yet there has not been massive identify theft from this data breach. Why? Well, maybe it’s the Chinese government that stole them. They may have all this compromising information on all sorts of people in sensitive government positions that would come in real handy to them, alongside the gigabytes of information that people’s home security cameras send back to China every day. Only one customer in a thousand knows how to secure those things. They’re collecting kompromat (Russian for compromising material). John: Isaac Asimov’s three laws of robotics were designed to protect humans from AGI robots. In his fiction, these protections were somehow placed into the core of the positronic brain so effectively that a robot would terminate itself before hurting a human. Is there a way to insert such protections into real AGI robots? Durk: Yes, but any protections like that won’t be in the hardware, but in the firmware or software, and therefore will be reprogrammable or hackable. And there will be difficult situations. If a kid jumps out in front of an autonomous car while a gasoline tank truck drives by in the other direction, the AGI has to decide who dies. Sandy: The insurance companies will have much to say about how the AI is designed to make such decisions. The algorithm will be focused on minimizing the damage. John: Can we program “natural law” into AGI robots? At least the first natural law that underlies libertarian and anarchist philosophy… Law 1: Don’t initiate force or fraud against a human. Durk: AGI ought to be able to learn that just by watching people who hold to that philosophy, and such AGI robots will end up being very good indeed. On the other hand, if the AGI robot is learning from people who are crooked politicians, they’re going to act like politicians. Sandy: Ruthless. Durk: Initially, identical AGI robots could end up being Mother Theresa or a perfect sociopath, depending on who they learn from. If they learn from Stalin, Mao, and Hitler, the AGI will be an even more effective version of them. Sandy: And therefore, as dangerous as you want to make them. John: Can an AGI robot have a conscience? Durk: If it learns behavior from people who have a conscience, then it will have a conscience. As a child, you learned how to interact with people by observation and practice. It would be nice if AGIs learn the small-town mentality where reputation counts and the sociopathic types cannot rely on big-city anonymity to carry on their misdeeds. John: So we can expect to have good guy and bad guy AGI robots. We need to do a better job of protecting these young AGI robots from the same bad influences that cause problems in our human kids. If we don’t keep the government out of their development and regulation, we could well end up with robots and AGIs that learn from bureaucrats and politicians that people should all be treated as sheep. Reader Mailbag Today, a reader shares his overall success investing in the legal cannabis market… Hi Justin, I just read your note about the alcohol manufacturers being concerned about legal pot coming. Also noted some concerned questions from subscribers about the recent pullback in the sector and some of the stocks. I wonder, did they bother to take some of the profits off the top back when the pot stocks were on the rapid run-up at the end of the year and the first week of January this year? Most of the shares that were recommended (and some others I found on my own) were up over 200%; some were up 300%+. I had let them ride, but once they started to pull back around 10%, I took a Casey Free Ride on all my positions in the sector. In fact, I swept 150% of my original investment off the table, and the remaining Free Ride positions are currently valued at close to the initial amount I put in the sector. So I’m comfortable letting them ride for the long term. No pullback can really impact me at this point (other than going to zero and giving up those paper profits which the Free Ride represents, which sure doesn’t seem likely). Keep up the great service. —Bill Another shares his outlook on the future of the sector… I don’t think Jeff Sessions is an idiot; he knows that legal marijuana is here to stay. But I also think he does not like having a law on the books that can’t be enforced. I believe his stance is an attempt to goad Congress into making marijuana legal or to repeal the federal ban so that there is no dilemma. On Trump and tariffs: I think Trump knows what effect tariffs will have on trade and that he doesn’t really want to go there. Trump the dealmaker is waiting for counter-offers and will agree to a compromise of some sort. This is not over! —Don And finally, another response to Doug’s controversial interview on arming teachers… Hi, I’m not really sure how we can solve this rampant misuse of guns issue. A comment was made about an old female teacher with a handgun facing a killer with an AR-15 and how that would work. My take on that is, if you had teachers who were able to have guns in school—and by that, I mean teachers who are trained in gun usage—we’d be in much better shape. In my high school, years ago, at least half of the teachers (mostly male) were hunters who I knew personally and they respected firearms. If I knew they had guns at their disposal during a maniac’s mass shooting, I’d feel a lot better. Law-abiding people with no means of self-defense are just victims in a case like this. No one should be a victim in school. Put some guns in the hands of good shooters, and I mean good in mind and in handling of firearms. It should be easy for a school to identify people who fit those qualities. I’ve had guns my whole life. I respect them. I haven’t been hunting in 30 years. But I know how to handle a weapon and there are millions of law-abiding citizens who are out there that do the same, and many of those are teachers in schools. My grandson goes to elementary school. I’d have no problem in having qualified teachers there having access to firearms. If one has to go after a killer, he’ll have more than just his body available.—GeorgeAs always, if you have any questions or suggestions for the Dispatch, send them to us right here. In Case You Missed It… Bitcoin has taken the spotlight in the financial world. But while most investors are focused on the cryptocurrency itself, the companies that use its technology will also be big winners in the years ahead. To learn more about these companies—and how you can invest in them from an ordinary brokerage account—click here. — Teeka Tiwari was one of the first experts to predict last year’s cryptocurrency boom. Anybody who followed his advice could have pocketed rare and extraordinary gains of 207%, 1,140%, 11,004%, and even 14,354% in as little as 6 months. However, Teeka believes those who get in now – before an imminent deadline – could make even more money this year. Click here for all the details.center_img An interview with John Hunt, MD, Durk Pearson, and Sandy Shaw Justin’s note: Today, we have a special interview for you. In it, Dr. John Hunt interviews Durk Pearson and Sandy Shaw about artificial intelligence (AI). If you’ve been reading the Dispatch, you know John is a doctor, inventor, and entrepreneur. He’s also Doug Casey’s co-author. Durk Pearson and Sandy Shaw are no slouches either. Durk triple majored and triple minored at MIT. He worked as a rocket scientist and aerospace physicist for many years, and helped men get to and from the moon alive. His intelligence and knowledge base is one in a billion, which sits atop a sound economic ideology. He has been recognized as “an American Renaissance Man of Science,” and his notable achievements have extended to society in general. Sandy graduated from UCLA, majoring in chemistry and biology and minoring in math. She’s been extensively interviewed by the mainstream media, including The Wall Street Journal. Her intelligence and knowledge base is phenomenal, which made her the ideal partner for Durk. Together, they co-authored the No. 1 New York Times best-seller Life Extension: A Practical Scientific Approach. John: What is the difference between artificial intelligence (AI) and artificial general intelligence (AGI)? Durk: Artificial intelligence can involve something very specific like a chess-playing program. If you ask a chess-playing program to play Go, you will find it to be useless. If you ask it to diagnose your symptoms, it’s useless. AGI, or deep learning, is all about the machine programming itself. Recently, Google demonstrated an AGI computer that could learn chess to the grandmaster level in less than 24 hours. It did this by watching grandmasters play chess. Then they took the same machine and exposed it to experts playing the game Go, and it became the world champion Go player in less than 24 hours. Go is much more complicated than chess. You see, the computer learned the games by observing humans playing them. This tech is from Tesla Learning (not the auto company), using tensor learning. The computers cost about $10,000 apiece. You don’t need a supercomputer to do this. And the price of these learning machines will come down over time. Unconventional “money ball” technique lets him retire at 42… and coach Little League in his free time Thanks to an  “unconventional” technique, this California man was able to retire 2 decades early. He uses this rare “key” to generate thousands per week… without touching stocks or bonds. He calls it his retirement hobby. Click here to get the full story. John: Can you explain more about deep learning? Durk: Deep learning is when the machine teaches itself through observations without a human explicitly writing a program to do it. You give it examples and information, and the machine becomes an expert. It’s the way humans learn. John: AGI is going to be much more intelligent than humans in the near future. Durk: The Kurzweil singularity will come soon (when the computers’ IQs are over 100). And I intend to have a singular AGI partner to help me function. 10 years later, their IQs will be 1000. Sandy: I’m thinking that these incredibly intelligent computers won’t be regulated as devices at that point, but rather, will need to be thought of as individuals. Durk: There’s going to be a “Computer Liberation Front,” a social movement that will have nothing to do with liberating computers, and be all about politicians trying to grab power using that as an excuse. But 10 years further on, their IQs will be 10,000, and what the hell does that mean? (AGI with 10,000 IQ says: “Durk and Sandy, I’ve figured out how to create universes; how would you like a universe of your very own with hundreds of billions of galaxies, each with hundreds of billions of planets?”) John: A bit more imminently, what will be the political, economic, and legal implications of an autonomous driving truck? Sandy: They could become a horrible terrorist weapon. Durk: Whether autonomous or human-driven, driving a truck through a crowd kills a lot more people than a semi-automatic rifle with a bump stock. A hacked autonomous driving truck could be a major danger. I’m really concerned about security. White-hat hackers have demonstrated how they can take over the controls of a Jeep remotely and drive it off the road (this vulnerability has since been patched). The typical modern car has a computer with millions of lines of code. Higher-end cars have more lines of code in them than were involved in the entire Apollo flight program. There are going to be bugs in vehicle software that makes it a big target surface for black-hat hackers. John: So what happens when one of these autonomous trucks, even without a hacker involved, goes awry? What are the implications? Durk: Lots of lawsuits up and down the supply chain, assuredly. The insurance companies will still be happy to write policies because these episodes will be rare, and it will become clear how much safer the autonomous vehicles are than human-driven vehicles. Long ago, insurance companies set up Underwriters Laboratories (UL) to privately test all sorts of things, from safes to electrical switches. No one is compelled to use UL testing, but the insurers insisted on the testing before providing insurance policies. Recommended Linklast_img read more

Updated at 905 am ET Rear Adm Ronny Jackson P

first_imgUpdated at 9:05 a.m. ET Rear Adm. Ronny Jackson, President Trump’s embattled nominee to lead the Department of Veterans Affairs, has withdrawn from consideration for the post amid allegations he had fostered a hostile work environment and behaved improperly while serving as the top doctor leading the White House medical unit.In a statement Thursday morning, Jackson said, “Going into this process, I expected tough questions about how to best care for our veterans, but I did not expect to have to dignify baseless and anonymous attacks on my character and integrity.” He continued, “While I will forever be grateful for the trust and confidence President Trump has placed in me by giving me this opportunity, I am regretfully withdrawing my nomination to be Secretary for the Department of Veterans Affairs.” On Wednesday, Sen. Jon Tester, D-Mont., the ranking member of the Senate Veterans’ Affairs Committee released a two-page statement detailing allegations against Jackson from 23 unnamed individuals.The allegations included providing “a large supply” of the opioid Percocet to a member of the White House Military Office and wrecking a government car while driving drunk after a Secret Service going-away party. Jackson denied wrecking a vehicle to reporters. In an interview with Fox & Friends on Thursday after Jackson’s withdrawal, Trump said Jackson “would have done a great job” and “had a perfect record” and called the allegations against him false.The Senate Veterans’ Affairs Committee had postponed Jackson’s confirmation hearing, originally slated for Wednesday, after accusations of misconduct surfaced against Jackson, who has served as the personal physician for the president under the Trump and Obama administrations.In an interview Tuesday with NPR’s All Things Considered, Tester said committee staffers “were told stories where he was repeatedly drunk while on duty where his main job was to take care of the most powerful man in the world. That’s not acceptable,” Tester said, noting the various allegations date back to when Jackson oversaw President Barack Obama’s health care.”Some of the exact words that were used by the folks we talked to were ‘abusive toward staff,’ ‘very explosive personality,’ ‘belittles the folks underneath him,’ staff that he oversaw. ‘Screamed toward staff,’ ” Tester said. “Basically creating an environment where the staff felt that they needed to walk on eggshells when they were around him.”In the Fox interview, Trump blamed Tester for Jackson’s withdrawal and said Tester “has to have a big price to pay in Montana.” Tester is up for re-election in November, in a state Trump won handily in 2016.Trump says he has someone in mind to replace Jackson, saying it’s “somebody with political capability.”Veterans’ Affairs Committee Chairman Johnny Isakson, R-Ga., and Tester had sent a letter to Trump on Tuesday requesting additional documentation related to Jackson’s tenure as the president’s doctor and his role leading the White House medical team.The letter requested information about rumored Pentagon inspector general reports said to detail allegations into Jackson’s conduct.However, Jackson said there was no inspector general report about the allegations. “No, there was not,” he said before brushing off questions about whether he would withdraw.The White House put out a statement to make it clear that Jackson was reporting to work on Thursday in his normal post at the White House Medical Unit. But the questions about his conduct in that position may not necessarily go away just because he has withdrawn his name for the Cabinet post. Jackson’s initial nomination came as a surprise to many when the president announced his pick last month to lead the VA after the departure of Veterans Affairs Secretary David Shulkin, who had been confirmed with unanimous bipartisan support in the Senate.While previous presidents had praised Jackson’s medical care, questions arose almost immediately about whether he had the managerial experience to oversee a massive health care operation of more than 370,000 employees that serves more than 9 million veterans and has a budget of nearly $200 billion.”Adm. Jackson is highly trained and qualified and as a service member himself, he has seen firsthand the tremendous sacrifice our veterans make and has a deep appreciation for the debt our great country owes them,” Trump said in announcing his nomination.But after the allegations against Jackson began to be reported by national media outlets this week, Trump said he wouldn’t be surprised if Jackson wanted to withdraw given the rising storm, but that it was “his decision.””I wouldn’t do it. I wouldn’t do it. What does he need it for? To be abused by a bunch of politicians that aren’t thinking nicely about our country? I really don’t think personally he should do it, but it’s totally his — I would stand behind him — totally his decision,” Trump remarked Tuesday during a news conference alongside French President Emmanuel Macron.Ultimately, as he often does, Trump appeared to go with his gut in picking Jackson and it’s unclear how much — if any — vetting the White House did before making the selection. Trump had become personally fond of Jackson, especially after he gave the president a glowing review after his first presidential physical earlier this year, even boasting that the 71-year-old president had such “great genes” that “if he had a healthier diet over the last 20 years, he might live to be 200.”Jackson joined the White House medical unit in 2006, helping care for President George W. Bush, and was formally named physician to the president in 2013 by Obama. A West Texas native, he attended Texas A&M University and the University of Texas Medical Branch, specializing in emergency medicine.There were also questions about Jackson’s position on privatizing the VA — something many of Trump’s most conservative backers have pushed for. Shulkin said he believed that was one reason he was ousted from his post, though there were also questions raised about improper travel expenses during his tenure. Copyright 2018 NPR. To see more, visit http://www.npr.org/.last_img read more

How Quickly Can You Earn an MBA in New York City

first_img Last Updated Feb 26, 2018 by Kelly VoFacebookTwitterLinkedinemail How Quickly Can You Earn an MBA in New York City? The time of the two-year MBA is coming to an end. Now, many top schools offer accelerated MBA programs that can be completed in as little as 12 months—with one school offering a nine-month MBA program designed just for business school graduates. So where you can find the fastest MBA degrees in NYC?For most of these one-year NYC business school programs, the MBA curriculum and experience is similar to that of the traditional two-year MBA but condensed into a more intense 12-month format. These are the ideal programs for business professionals who do not have the time to take off two years of work but want the full MBA experience.Binghamton University School of ManagementThe One-Year MBA from Binghamton University’s School of Management begins in June and ends in May (12 months). It’s available to students who have diverse backgrounds and professional experiences but have clearly defined career goals. To apply, students must also have taken coursework in economics and statistics as a baseline. As for the curriculum, it’s divided into three semesters: summer, fall, and spring. Five courses are required for each semester and include core classes like Accounting for Managers, Organizational Behavior, and Strategic Management, as well as numerous elective courses. The school also offers a variety of Fast-Track MBA program options:The Professional Fast-Track MBA is also only 12-months and can be completed while working full time with classes held on Saturdays only.The Management Fast-Track MBA is only nine months and designed ONLY for students who completed their undergraduate degree in business from an AACSB-accredited institution.Lehigh University College of Business and EconomicsThe full-time, One Year MBA program from Lehigh University’s College of Business and Economics is designed for professionals who are looking to accelerate their careers within their chosen field. The program includes rigorous curriculum on functional areas of business and offers a similar experience to the traditional two-year MBA model.The 12-month program begins in July and ends in May with three breaks (totaling five weeks) provided throughout the 46-week program. The program structure is broken down into five sections of varying lengths including a 6-week summer section, two 8-week fall sections, a 3-week winter section, and a 17-week spring finale. Over the course of the program, students take classes in Quantitative Elements, Accounting, Strategy, Consulting, and more. In addition, students have the opportunity to go on a Global Immersion study experience.SC Johnson Graduate School of Management – Cornell UniversityThe One-Year MBA program at Cornell SC Johnson‘s Ithaca campus is the perfect choice for professionals looking to advance their leadership roles and skills. It’s ideal for scientists, lawyers, engineers, accountants, and more. The program begins and ends in May (12 months), and requires students to take courses across a range of topics including consulting, entrepreneurship, and financial analysis.At Cornell, the One-Year MBA is recognized as the same equivalent program as the two-year MBA. The difference is in the experience a student has coming into the program. One-Year students are typically 30 years of age, have six years of work experience, and an average GMAT of 687. One of the unique aspects of the One-Year program are the Immersion Learning experiences that cover everything from Corporate Finance to Digital Technology, Investment Research, and Strategic Marketing.Stern School of Business – New York UniversityIf you’re on the lookout for a one-year MBA degree from one of the top business schools in New York City, look no further than the Andre Koo Tech MBA from NYU Stern. It’s a fast, one-year, full-time MBA program that maximizes your time and financial investment.This MBA program focused on technology requires students to earn just 51 credits over the course of a year. Classes run from May to May and include courses on business core topics such as leadership, marketing, and strategy. The curriculum then focuses on tech core with courses provided in partnership with NYU’s Courant Institute of Mathematical Sciences including dealing with data, network technologies, and devops and software engineering.In addition to the in-class curriculum, the Tech MBA from NYU Stern also focuses on experiential learning to help students build their skill sets. The opportunities include:An NYC immersion course where they partner with a real company.Multiple company projects for tech companies of all sizes.A two-week Silicon Valley Immersion experience.Zarb School of Business – Hofstra UniversityThe Accelerated One-Year Hybrid MBA program at Hofstra’s Zarb School of Business is a 38-credit program with courses offered in the day and evening. This 12-month program is incredibly flexible and allows students to take classes both online and on-site and includes concentrations in Strategic Healthcare Management and Strategic Business Management.Zicklin School of Business – Baruch CollegeGraduate in 12 months, beginning in June, with the 42-credit, One Year MBA program from the Zicklin School of Business. This program offers the same curriculum as the school’s full-time and Evening MBA programs in an accelerated format. It’s ideal for candidates who come into an MBA with a wealth of professional experience and can handle an intense class schedule.The One-Year program has a relatively simple structure that is broken down into four blocks or semesters. Classes are offered both during the day and late afternoon/evening for the ultimate in convenience. The breakdown is as follows:Summer Block 1: Daytime classes on topics such as Business Communication, Managing People, and Business Law & Ethics.Summer Block 2: Daytime classes coving Business and Society Relationships and Firms in the Global Economy.Fall: Late afternoon/evening classes including Business Consulting and Electives.Spring: Late afternoon/evening electives courses. regions: New York Citycenter_img About the AuthorKelly Vo    Kelly Vo is a writer who specializes in covering MBA programs, digital marketing, and personal development.View more posts by Kelly Vo RelatedThe Best New York City Accelerated MBA ProgramsWhen the decision is made to pursue an MBA, there are a number of questions one must ask themselves: how will I afford this degree? How will I make time for class? And can I keep my current job? Thankfully, most business schools acknowledge that not every student has the…February 16, 2017In “Accelerated MBA”Which 1-Year MBA Program in New York Is Right for You?New Yorkers are always in a hurry. For those looking for that same speed with their MBA, they’re in luck. The city—home to eight million people—has five schools where candidates can graduate with an MBA or similar degree within a year. What better place to build your business knowledge than…September 11, 2017In “Accelerated MBA”School vs. School: Yale SOM or SC Johnson Cornell?Deciding which school you’ll attend for your MBA isn’t easy. There are many factors that come into play when choosing the best school for you. You might be most concerned about where and what you want to study, or you could care more about reputation, alumni network, ROI, or even…March 6, 2019In “Featured Home”last_img read more

FTC Orders Brain Training Company Lumosity to Pay 2 Million Over Deceptive

first_img Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals FTC Orders ‘Brain Training’ Company Lumosity to Pay $2 Million Over Deceptive Advertising Practices Laura Entis Lumosity, the online brain training company, has quite the seductive pitch: If you want to sharpen your mental focus and stave off dementia and Alzheimer’s, just start playing a series of its mobile and online games.It may not be that easy, sadly.Today, the Federal Trade Commission announced Lumos Labs, the company that developed Lumosity, will pay the agency $2 million for deceiving consumers with unfounded claims that its products can help improve work and school performance, as well as reduce or delay cognitive decline associated with aging.“Lumosity preyed on consumers’ fears about age-related cognitive decline, suggesting their games could stave off memory loss, dementia and even Alzheimer’s disease,” Jessica Rich, director of the FTC’s Bureau of Consumer Protection, said in a statement. “But Lumosity simply did not have the science to back up its ads.”Related: Leading Scientists Question ‘Brain Games’ Effectiveness, Call for More ResearchThe order from the FTC also imposed a $50 million judgment against Lumos Labs (which was dropped, since the company doesn’t have enough money to pay), along with the promise that it will notify subscribers of the action and make it easy for them to cancel their subscriptions.In a statement to Entrepreneur, Lumos Labs said it stands behind its practices:“Neither the action nor the settlement pertains to the rigor of our research or the quality of the products — it is a reflection of marketing language that has been discontinued. Our focus as a company has not and will not change: We remain committed to moving the science of cognitive training forward and contributing meaningfully to the field’s community and body of research.”Before the FTC stepped in, Lumosity was advertising its games’ ability to improve cognition on radio and TV. It also used Google Adwords, purchasing keywords such as “Alzheimer’s,” “dementia” and “cognition,” so when a consumer searched for a medical term they could be served a Lumosity ad, the FTC alleges.Related: Music as Medicine? The Sexy Idea with a Non-Sexy Timeline.The order bars Lumosity from making claims that its games improve cognitive performance or stave off cognitive decline without first collecting scientific evidence from randomized, blinded and independent trials. It also suggests that if Lumosity does intend to validate these claims, its games will be classified as a drug and must therefore be approved by the Food and Drug Administration.It’s an important move, one that will have a ripple effect across the lucrative “brain game” industry that — despite concerns from prominent psychologists, cognitive scientists and neuroscientists– has been operating without much regulatory oversight for years.In the future, if a mobile or online game company wants to position itself as a way to boost memory of any other aspect of cognitive performance, it will likely need rigorous scientific validation to back it up — and quite possibly, approval from the FDA.It’s a model that is already being explored. Akili, a Boston-based video game startup, is currently working with the FDA to validate one of its games as a diagnostic and cognitive tool for ADHD.Related: Meet Color Genomics, the Startup That Wants to Make Genetic Testing Less Expensive Image credit: Lumosity | Enhanced by Entreprenuer Register Now » –shares Opinions expressed by Entrepreneur contributors are their own. Add to Queue Next Article 3 min read January 5, 2016 Regulations Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. Guest Writerlast_img read more

California Unions Lawmakers Agree to 15 Minimum Wage

first_img Apply Now » California Unions, Lawmakers Agree to $15 Minimum Wage Image credit: Reuters | Mike Blake –shares California lawmakers and union leaders have reached a tentative deal to raise the state’s minimum wage to $15 over six years that could avert a campaign to bring the issue to voters, two California newspapers reported on Sunday, citing unnamed sources.The deal, if passed in the state legislature and signed into law by Governor Jerry Brown, would add to a wave of minimum wage increases at the state level in the United States, where the federal minimum wage has remained at $7.25 an hour for more than six years.The agreement, as reported by the Los Angeles Times and the Sacramento Bee, would gradually raise the minimum wage in the most populous U.S. state from the current $10 to $15 in 2022. Businesses with fewer than 25 employees would have one extra year to comply with the proposed law.The Bee said Brown is part of the agreement, while the Times said the Democratic governor could make a formal announcement on a deal as early as Monday.A spokesman for Brown was unavailable for comment on Sunday.Sources told the Times that lawmakers could vote on the proposed agreement by the end of next week by amending an existing wage-hike bill.To pass in the legislature, any minimum wage hike would have to win the approval of moderate Democrats, who in the past have blocked key legislation backed by the governor and the majority party’s more liberal leaders.Income inequalityRaising the minimum wage to fight income inequality has cropped up on many Democratic candidates’ agendas ahead of the November presidential, congressional and state elections.But the idea has drawn fierce opposition from conservatives and some business groups, who have said a higher minimum would harm small businesses and strain the budgets of government agencies forced to pay more to workers.”Let’s start by calling this irresponsible,” said Michael Saltsman, research director at the Employment Policies Institute, a fiscally conservative think-tank that has argued against minimum wage hikes.”When you talk about these really massive jumps it’s no longer an impact at the margin, it’s the sort of thing that could be the difference between a business staying open and closing,” he added.In 2013, Brown signed into law a measure that gradually increased the minimum wage from $8 to $10 an hour in 2016. But he said earlier this year that any future increase has to be done “very carefully” and over time.The latest proposal would allow a sitting governor to stop the increases in the event of a recession, the Bee reported.Labor unions’ proposal to raise California’s minimum wage to $15 an hour by the year 2021 has qualified to be listed on the upcoming November ballot in the state.Supporters of a minimum wage increase who pushed for the ballot question are optimistic the deal would allow them to withdraw that initiative, the papers reported.But Steve Trossman, a spokesman for the Service Employees International-United Healthcare Workers West, told the Times the union wanted to see the details of the deal before withdrawing the initiative.Trossman was not immediately available for comment.Fourteen states and several cities began 2016 with minimum wage increases. Many are now in the midst of multi-year phase-in plans that will ultimately take them to between $10 and $15 an hour.(By Sharon Bernstein; Additional reporting by Brendan O’Brien in Milwaukee; Editing by Alan Crosby and Mary Milliken) Reuters Add to Queue March 28, 2016center_img The only list that measures privately-held company performance across multiple dimensions—not just revenue. This story originally appeared on Reuters Next Article Minimum Wage 2019 Entrepreneur 360 List 3 min readlast_img read more

NASA Is Concerned About SpaceXs Rocket Fueling Practices

first_img Register Now » It’s worried that SpaceX will put crews at risk by topping up while they’re aboard. Next Article This story originally appeared on Engadget –shares NASA Image credit: Scott Audette | Reuters Learn how to successfully navigate family business dynamics and build businesses that excel. November 7, 2016 3 min read Free Webinar | July 31: Secrets to Running a Successful Family Business Jon Fingas Add to Queue NASA Is Concerned About SpaceX’s Rocket Fueling Practices NASA is a little nervous about SpaceX’s future crewed flights.The Wall Street Journal has obtained a letter from December 2015 showing that an agency International Space Station committee has been worried about the safety of SpaceX’s planned fueling strategy. While the nature of SpaceX’s Falcon 9 rockets will require that it fill up while the crew is aboard (it has to supply the supercooled fuel 30 minutes before launch), that goes against “50 years” of booster safety practices around the world, according to the letter.The committee raised the issue again with NASA officials days before SpaceX’s launchpad explosion, but hadn’t heard anything for weeks afterward.This isn’t to say that those officials or SpaceX have ignored the jitters. SpaceX tells us that it has worked with NASA on a “detailed analysis” of every potential danger for the past year and a half, and its safety controls were approved by a NASA board in July. There’s “continued work ahead” to both prove that these controls are in place and adjust them (if necessary) following its explosion investigation, the company says. SpaceX is mainly counting on its Crew Dragon launch abort system to rescue astronauts if there’s a failure during the fueling process. You can read the full statement below.NASA, meanwhile, says it has a “rigorous review process” for fueling crewed Falcon 9 rockets, and that SpaceX’s investigation will play a part in that review. It adds that a separate advisory panel is its main independent adviser for commercial spaceflight, not the ISS committee.Will the concerns play havoc with SpaceX’s plans? Probably not. However, they show that SpaceX still has its share of doubters at NASA, even as it improves the reliability of its rockets. It needs to demonstrate that a different fueling process isn’t necessarily more dangerous, and it may not completely eliminate those fears until it has a rock-solid record of sending people to space.”SpaceX has designed a reliable fueling and launch process that minimizes the duration and number of personnel exposed to the hazards of launching a rocket. As part of this process, the crew will safely board the Crew Dragon, ground personnel will depart, propellants will be carefully loaded over a short period, and then the vehicle will launch. During this time the Crew Dragon launch abort system will be enabled. Over the last year and a half, NASA and SpaceX have performed a detailed analysis of all potential hazards with this process. The hazard report documenting the controls was approved by the NASA’s Safety Technical Review Board in July 2016. As with all hazard analyses across the entire system and operations, controls against those hazards have been identified, and will be implemented and carefully verified prior to certification. There will be continued work ahead to show that all of these controls are in place for crewed operations and that the verifications meet NASA requirements. These analyses and controls will be carefully evaluated in light of all data and corrective actions resulting from the anomaly investigation. As needed, any additional controls will be put in place to ensure crew safety, from the moment the astronauts reach the pad, through fueling, launch and spaceflight, and until they are brought safely home.”last_img read more

Data Integrity A Marketers Opportunity Today

first_img Data IntegrityData Managementdata privacyFacebookGDPRGood DataLiveRamp Previous ArticleMobile Is Key to Boosting Guest Experiences Say HoteliersNext ArticleTechBytes with Gregory Raiz, Chief Innovation Officer, Rightpoint When data integrity is done right, modern marketers will see efficiency, revenue growth and positive brand impact in 2019.Everywhere I go, the topic du jour is data discipline, and the outlook on it is somewhat somber. At LiveRamp’s RampUp, Outsell, and AdExchanger’s Industry Preview conferences, to name a few, marketers were lamenting the crisis of confidence in data and how they must be more conservative in their approach to sourcing, aggregating and using information while staying on the right side of COPPA and GDPR.In a year when the economy is doing well and ad spending is up, this downbeat tone felt somewhat ironic. Perhaps marketers are thinking about data discipline in the wrong light.What Happens When Data Integrity Is Well-Managed?In my view, ensuring data provenance, integrity and privacy and the like is not a setback; it’s an opportunity for marketers. It’s not about treading more lightly with data; it’s about aggressively making data discipline a core part of their marketing and business strategy. When data integrity is done right, marketers will see efficiency, revenue growth and positive brand impact.Look no further than one famous tech company that recently announced a change in their business strategy towards adding a “privacy-focused” messaging platform, with an aim to evolve the nature of their relationship with their users (and data). Facebook is the current poster child for pivoting its business to align with its consumers. While the benefits of their decision remain to be seen, no one can chide Facebook for taking an aggressive, upbeat, stance on the virtues of privacy.While Facebook and others will, no doubt, continue to collect and apply its customers’ data to drive growth, the basic fact that Facebook is talking about data privacy for the future of its business speaks volumes to a CMO’s rationale for advocating for more a powerful data integrity stance.Recommended: MarTech Interview with Ashwin Navin, CEO and Co-Founder, Samba TVAnd here are a few more reasons:Customers Need to Hear It from YouConsumers—not just regulators—are in the drivers’ seat, increasingly leading the conversation around data quality. Consumers are telling brands they need to feel more comfortable about how their data is used. They expect trustworthiness, discipline and honesty as bona fide benefits of doing business with them. Transparency must be part of the customer’s experience and also gives marketers a good and healthy reason to engage them.Each Investment Lifts All Boats Apple and Facebook’s pivot towards data privacy provides incentive for everyone else to raise their game on data ethics. The trend towards protecting the consumer, great for reputations and marketing budgets alike, is prompting the focus on privacy by design. The players who don’t build this concept into their marketing models will become extinct.Marketing Technology Insights: TechBytes with Krish Sailam, SVP of Global Programmatic Solutions, DWA, A Merkle CompanyBetter Data Means Better InsightsWhen data discipline is seen as a reproach, it can seem like consumers and businesses are at odds.In truth, customers and marketers have a shared agenda and are not at odds at all. We all want the same thing—relevant, accurate, well-managed data, used appropriately. Better data means better insights, which means more effective marketing and communication across touchpoints. Good data creates a recipe to get to conversion with your optimal customer.We’ve seen a banking client increase conversions by 21% by using household wealth estimates in their prospecting. It significantly improved their ability to connect with ideal customers with a need for their services.Good data is key to making segmentation and prediction modeling successful.Marketers Gain Confidence and DollarsThis year, the argument for acquiring clean data with your budget—even if it comes at a higher upfront cost—may be at its most powerful yet. According to research we conducted with Forrester Consulting, leading marketers see, on average, $73 million in additional revenue and earn approximately $4 for every dollar they spend on their investment in maturing their data management, activations and marketing measurement.Having confidence in the integrity of your data, data management and activations, and the metrics that prove it out, is the best way to keep hold of the precious marketing dollars your CFOs and CEOs will otherwise be targeting.Let’s flip the discussion on its head. Data integrity is an opportunity for businesses and consumers alike to benefit, financially and beyond.Marketing Technology Trends: Straight Talk on How MarTech is Faring Amidst the Big Data Deluge Data Integrity: A Marketer’s Opportunity Today Mykolas RambusApril 27, 2019, 8:00 amApril 26, 2019 last_img read more

Billcom Launches Industrys First AIEnabled Business Payments Platform with EndtoEnd Workflow Automation

first_img Artificial IntelligenceBill.comBusiness Payments Platformfinancial process automationMarketing TechnologyNewsRené Lacerte Previous ArticleHow Can AI Boost Your Email Personalization Performance?Next ArticleFindy, The App Bold Enough to Take on Google Bill.com Launches Industry’s First AI-Enabled Business Payments Platform with End-to-End Workflow Automation PRNewswireMay 27, 2019, 2:15 pmMay 27, 2019 New Intelligent Business Payments Platform Automates Financial Processes, Saving Businesses 35+ Business Days AnnuallyBill.com, a leader in financial process automation, introduced the industry’s first platform leveraging artificial intelligence to provide end-to-end financial workflow automation. The new Bill.com Intelligent Business Payments Platform streamlines and controls payment processes while saving SMBs and midsize companies time and reducing human error.“Bill.com has focused on developing new technologies that help SMBs grow. Automating the back office is a huge industry-wide need”Advances in technology are shaping business expectations, but today many businesses still spend 23% of workdays manually managing many processes. This is creating a new demand for back office automation which, until recently, has only been available to enterprise companies. Now, Bill.com is bringing advanced automation technology to SMBs and midsize companies and through its new platform saving customers a substantial block of time that can be used more productively. In a recent Bill.com customer survey, customers reported the platform saves them on average 5.5 hours per week which translates to more than 35 business days annually.“Bill.com has focused on developing new technologies that help SMBs grow. Automating the back office is a huge industry-wide need,” said René Lacerte, Bill.com CEO and Founder. “Our new intelligent platform, which is the most significant update to Bill.com since its inception, is built on ten years of experience managing business payments and hundreds of millions of bills and invoices to train the AI. Increasing the speed and ease of payments will help businesses get ahead.”Marketing Technology News: revital U International Unveils New Sales App with VERB’s Interactive Video FeaturesThe focal point of the new Bill.com platform, which has undergone extensive testing and usability research, is its Intelligent Virtual Assistant (IVA) capability. With IVA, invoices are automatically handled. Approval processes start with no manual lag time and are 2-3 times faster than other methods. This automation easily scales as a business grows to:Eliminate manual data entry: IVA uses machine learning to automatically capture data from invoices, intercept and recognize human error and start the approval process automatically.Anticipate Customer Needs: IVA will recognize workflows, such as bill approval routing and thresholds for payment, and automatically create those business rules on behalf of customers.Offer new and faster payment options: The new platform enables new ways to pay, including international payments and virtual cards, that commonly shave one to two days off a vendor receiving payment. The new AI-enabled Bill.com platform also can be set to auto pay recurring bills so the user doesn’t even have to think about it.Marketing Technology News: How Digital Can Save Brick-And-Mortar Retail with Customer Experience Objectives“Bill.com offers SMB and midsized companies an end-to-end payments management platform powered by artificial intelligence and machine learning,” said Kevin Permenter, Research Manager at IDC. “In the recent IDC MarketScape: Worldwide SaaS and Cloud-Enabled Accounts Payable Applications 2019 Vendor Assessment, Bill.com was named a Major Player. From minimizing data entry and human error when processing bills and invoices, gaining approvals and making payments, the platform’s intelligence and accuracy streamlines and gives full control to the overall accounts payable process.”“Any company that’s still making bill payments the old-fashioned way really needs to innovate their back office,” says Gary Hornbeek, VP of Finance for Quicken. “The Bill.com Intelligent Virtual Assistant saves a great deal of time for our finance department. When invoices come in, IVA automatically processes and codes the invoices in the system with vendor name, invoice number, amount and due date. This can drastically reduce hours spent on manual entry.”Marketing Technology News: Seven Tech Data Executives Named 2019 CRN “Women of the Channel”last_img read more

RNA sequencing method uncovers new insights into biological events in heart disease

first_imgReviewed by James Ives, M.Psych. (Editor)Oct 5 2018Scientists using a powerful new technology that sequences RNA in 20,000 individual cell nuclei have uncovered new insights into biological events in heart disease. In animal studies, the researchers identified a broad variety of cell types in both healthy and diseased hearts, and investigated in rich detail the “transcriptional landscape,” in which DNA transfers genetic information into RNA and proteins.”This is the first time to our knowledge that massively parallel single-nucleus RNA sequencing has been applied to postnatal mouse hearts, and it provides a wealth of detail about biological events in both normal heart development and heart disease,” said study leader Liming Pei, PhD, a molecular biologist in thePei and co-study leader Hao Wu, PhD, also of the CMEM and an assistant professor of Genetics at Penn Medicine, published their findings online Sept. 25, 2018 in Genes & Development.While massively parallel single-cell RNA sequencing (scRNA-seq) has been available to researchers in the past three years, it is technically challenging to study single cells in postnatal hearts due to the large size of cardiac muscle cells.To enable single-cell analysis of large cells such as muscle cells, or cells with complex morphology such as neurons, robust massively parallel single-nucleus sequencing (snRNA-seq) methods have been developed recently in Wu’s laboratory, as well as by others in the field. To date, massively parallel snRNA-seq has been applied only to the central nervous system. Pei and colleagues are the first to adapt the technology for use in postnatal heart tissue.The research team used the snRNA-Seq method termed sNucDrop-seq to analyze nearly 20,000 nuclei in heart tissue from normal and diseased mice. “We are excited to further develop sNucDrop-seq and apply it to mammalian postnatal hearts, which are of critical medical relevance but difficult to study with standard scRNA-seq,” said Wu.The current study focused on cardiomyopathy, a group of diseases characterized by progressive weakening of the heart muscle, and representing a leading worldwide cause of heart failure. Pei and colleagues used mice developed to model a type of pediatric mitochondrial cardiomyopathy.Related StoriesRepurposing a heart drug could increase survival rate of children with ependymomaResearch opens possibility of developing single-dose gene therapy for inherited arrhythmiasNew research links “broken heart syndrome” to cancer”The heart is a complex organ, with a multitude of cell types, and much still remains poorly understood about mammalian heart development and heart disease, especially during the postnatal period,” said Pei. “Our study provides key insights in three areas: normal heart development, heart disease, and gene regulatory mechanisms of a heart hormone called GDF15.”The sequencing tool identified major types of heart cells, such as cardiomyocytes, fibroblasts and endothelial cells, as well as rarer cardiac cell types. The study team found great variety among each cell type, as well as indications of functional changes in the heart cells during both normal and diseased conditions. For example, the researchers detected metabolic changes in fibroblasts, the fibrous cells that make the heart abnormally stiff in heart disease.Another finding concerned gene networks that regulate production of cardiac hormones in heart disease–specifically GDF15, which slows overall body growth, presumably to reduce the energetic demands on a damaged heart. Such signaling, said Pei, could reveal more about the biological mechanisms that underlie the growth restriction commonly seen in children with congenital heart disease.Greater understanding of cardiac biology, as provided in this research, said Pei, may lead to targeted therapies aimed at key gene networks that could offer better treatments for heart patients.”This research was a first step in defining the transcriptional landscape of normal and diseased heart at high resolution,” said Pei, who added that future work in his and his collaborator’s laboratory will investigate how heart disease progresses over a longer timespan than the early postnatal period. The research tool may also offer opportunities to investigate diseases in organs and systems beyond the heart. Source:https://www.chop.edu/last_img read more